Accelerate Your Real Estate Investments with Flexible Funding.

Fast approvals, competitive rates, and tailored solutions for investors like you.

Why Choose BraceCapital?

  • Fast funding within 5–15 business days.

  • Loan amounts up to $50+ million

  • Designed for fix-and-flip, rental property, or development needs.

Loan Options at a Glance

Loan Types

Fix & Flip Loans

Loan Amount: Up to $5M

LTC/LTV: 90%/75%

Term: 6-24 Months

Rates: Starting at 9%

Single-Family Ground-Up Construction (GUC)

Loan Amount: Up to $5M

LTC/LTV: 85%/65%

Term: Up to 24 Months

Rates: Starting at 10%

Land Acquisition Loans

Purpose: Financing the purchase of vacant land or land with uninhabitable structures.

Typical Collateral: Real estate (land).

Term: Short, often 1 year (extendable)

Amortization: None; interest-only until maturity

Take-Out Loans

Purpose: Replacing a previous loan or refinancing.

Typical Collateral: Real estate (first mortgage).

Term: 5–20 years

Amortization: Amortization: 20-25 years.

Multi-Family Bridge & GUC

Loan Amount: Up to $10M

LTC/LTV: 85%/70%

Term: 12-36 Months

Rates: Starting at 10.5%

Debt-Service Coverage Ratio (DSCR) Loans

Loan Amount: Up to $2.5M

LTC/LTV: 75%-80%

Term: 30 years (Amortized or Interest-Only)

DSCR: Minimum 1x

Rates: Starting at 9%

Construction Loans

Purpose: Financing real estate development projects (residential, commercial, industrial).

Typical Collateral: Real estate

Term: Project length, extendable

Amortization: Interest-only.

Rates: Starting at 9%

Mezzanine Loans

Purpose: Development, expansion, dividends, buyouts, refinancing, etc.

Typical Collateral: Real estate.

Term: 1-5 years

Amortization: Interest-only.

Start Funding Your Next Real Estate Deal Today!